As promised by President Trump, efforts are currently under way in Congress to repeal the Patient Protection and Affordable Care Act (ACA). Early Thursday morning, March 9, 2017, the House Ways and Means Committee voted to approve the new American Health Care Act (AHCA), meant to replace the ACA.

What would the AHCA mean for employers? These are the major highlights of the potential new Act:

Reduce or Eliminate the Employer Mandate Penalty. The... Read More

The Federal overtime ruling is on hold... .for now!

A federal judge in Texas just gave employers a gift to be thankful for on November 22, 2016. The Department of Labor’s (DOL’s) new federal overtime rule, which would have doubled the Fair Labor Standards Act’s (FLSA) salary threshold for exemption from overtime pay has been placed on hold. The overtime rule will not take effect as scheduled on December 1, but may be implemented at some point... Read More

Now that the election is over, one of the significant questions people are asking is can President-elect Donald Trump repeal and replace the Affordable Care Act?

The answer is no, at least not right away. Repealing is relatively simple, but replacement would be very difficult. The number one issue with repealing is that over 20 million people who have health care coverage would now be without. In California more than 5 million people have... Read More

With the news reporting 24 percent increases to some health plans under Covered California it is important to stay up to date on these changes.

Although this news is disappointing to hear, it is not a surprise. If an individual has never been educated or does not understand the risk of not having health insurance and they are healthy, it is unlikely they will enroll. Those enrolling for the first time are likely higher utilizers due to deferred... Read More

At least 70% of people over age 65 will need some form of long-term care services.[1] Perhaps a more surprising statistic is that 40% of those receiving long-term care in 2015 were between the ages of 18 and 64; up from 19% in 2010.[2] Age is not a determining factor in needing long-term care.

Unlike traditional health insurance, long-term care insurance is designed to cover long-term services including personal and custodial care in a variety... Read More

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