Welcome to the first day of temporary legislation under the Families First Coronavirus Response Act (FFCRA). What does this mean exactly? Employers across the country with less than 500 employees have new or expanded leave benefits to provide to their employees. The FFCRA provides expanded paid sick leave (EPSL) as well as expanded family medical leave (EFMLA) for qualified reasons.

EPSL may be used for employees who are subject to a direct... Read More

Essentially, this ruling will make it easier for small businesses and individuals to "band together" and buy health insurance with fewer regulations. This ruling goes into effect September 1, however it is unknown when plans will actually be operational.

President Donald Trump said the ruling would "result in very low prices, much more choice, much more freedom, including in many cases new opportunities to purchase health insurance.... Read More

Rewarding employees through a branded company store is a win-win. When visiting a client recently, we were able to view their store. This client is constantly striving to make cultural improvements and increase employee engagement. They have instituted a training “school” internally focused on promoting employees from within and improving employee retention. They recognize internal success at the school by rewarding employees with tickets.... Read More

May is Mental Health Awareness month. Approximately one in four American adults have a diagnosable mental health condition in a given year. According to the American Psychiatric Association, 50% of cases of mental illness begin by age 14 and three quarters begin by age 24.

These statics are staggering. Think of the impact on your workforce, not just for the employee but also their family members.

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According to the Fed, the average student loan debt for the Class of 2016 graduates was $37,172, up 6% from the previous year. There are 44.2 million Americans that contribute to the $1.48 trillion-dollar student loan debt total. According to an article on Student Loan Hero, the average monthly student loan payment is around $351.

Online solutions are available that enable employers to make direct contributions to their... Read More

2018 promises continued advancements in technology to improve and shape the way companies are managing human capital.

At BDR we understand the value of time, and the importance of a competitive benefits package to attract and retain top talent. Technology alone can’t accomplish your goals but it has become a necessity in this complex world of:

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The Senate passed its tax bill, which included a repeal of the ACA’s individual mandate. Individuals would no longer be required to pay an annual tax penalty equal to 2.5 percent of their household income or $695, whichever is greater. The measure still has to be reconciled with an earlier House-passed version before being sent to President Trump.

If an employee asks about the penalty, we recommend you decline to answer yes or no until... Read More

As of January 1, 2018 the ACA age band structure will be adjusted to expand the number of single age bands for dependent children in the 0-20 age segment. Additionally, the definition of the 3:1 ratio rule has been adjusted.

This applies to small groups renewing on or after January 1, 2018 with fewer than 100 employees, and larger groups who have chosen to remain on small group contracts. It also applies to individual medical insurance... Read More

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