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Blog

May is Mental Health Awareness month. Approximately one in four American adults have a diagnosable mental health condition in a given year. According to the American Psychiatric Association, 50% of cases of mental illness begin by age 14 and three quarters begin by age 24.

These statics are staggering. Think of the impact on your workforce, not just for the employee but also their family members.

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According to the Fed, the average student loan debt for the Class of 2016 graduates was $37,172, up 6% from the previous year. There are 44.2 million Americans that contribute to the $1.48 trillion-dollar student loan debt total. According to an article on Student Loan Hero, the average monthly student loan payment is around $351.

Online solutions are available that enable employers to make direct contributions to their... Read More


2018 promises continued advancements in technology to improve and shape the way companies are managing human capital.

At BDR we understand the value of time, and the importance of a competitive benefits package to attract and retain top talent. Technology alone can’t accomplish your goals but it has become a necessity in this complex world of:

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The Senate passed its tax bill, which included a repeal of the ACA’s individual mandate. Individuals would no longer be required to pay an annual tax penalty equal to 2.5 percent of their household income or $695, whichever is greater. The measure still has to be reconciled with an earlier House-passed version before being sent to President Trump.

If an employee asks about the penalty, we recommend you decline to answer yes or no until... Read More


As of January 1, 2018 the ACA age band structure will be adjusted to expand the number of single age bands for dependent children in the 0-20 age segment. Additionally, the definition of the 3:1 ratio rule has been adjusted.

This applies to small groups renewing on or after January 1, 2018 with fewer than 100 employees, and larger groups who have chosen to remain on small group contracts. It also applies to individual medical insurance... Read More


On October 12, 2017, President Trump issued an executive order on healthcare. The operative provisions of the order relate to association health plans (AHPs), short-term limited duration insurance (STLDI) and health reimbursement arrangements (HRAs). While the order does not have any immediate impact on existing law or regulations, it directs the federal regulatory agencies (the Departments of Treasury, Labor and Health and Human Services) to... Read More


Today we are excited to unveil our updated brand identity, including a new logo, vibrant colors and messaging. You will see our new look on our social media, website, print and all communications. While we are still Benefits Done Right, our updated brand is simply BDR.

Why the change? BDR is shaping the future of employee benefits and we have taken great measures to ensure our brand reflects that. We are now part of one of the fastest growing... Read More


As of January 1, 2018 the ACA age band structure will be adjusted to expand the number of single age bands for dependent children in the 0-20 age segment. Additionally, the definition of the 3:1 ratio rule has been adjusted.

This applies to small groups renewing on or after January 1, 2018 with fewer than 100 employees, and larger groups who have chosen to remain on small group contracts. It also applies to individual medical insurance... Read More


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